18 Month Personal Loans: £250 - £5,000. Fast Approvals, same day, cash loans. Contact Us Today!

How much do you want to borrow?

Over how long?

Monthly repayment
Total to repay
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Representative example


£600 over 18 months at a flat rate of 205.2% per annum (fixed) with a representative 989.9% APR


17 monthly payments of £135.93 and 1 payment of £135.99, repaying £2,446.80 in total

Standard personal loan term is 18 months. The interest we charge is directly related to the length of time you have your loan.

Max APR 1243.5% (based on £550 over 18 months). All loans are subject to eligibility & affordability criteria. Late payment or non-payment may result in additional fees such as court fees. Click here for our renewal policy. Over 21s only, T&Cs apply.

Our 18 month personal loans from Simple Fast Loans

At Simple Fast Loans we understand that sometimes you need to find a suitable loan quickly and you need your money as fast as possible. That’s why we make things simple and fast! Simple Fast Loans is a trading name of Loans 2 Go Ltd and with our Standard Personal Loan you can get a cash loan from £250 to £1,000. For first time customers applying for a standard personal loan we lend up to £500 (subject to eligibility and affordability).

Our Standard Personal Loan enables you to borrow over a period of 18 months. There are no set up fees and with our monthly or weekly instalment loans you can settle any time. This 18 month personal loan is available both to tenants and homeowners.

Process & Requirements

We understand the importance of you being able to contact us easily and to get your money quickly. You can simply make your enquiry online and, once we’ve discussed your requirements and assessed your affordability in store, you could have your money on the same day. Your money can be paid in cash in one of our 58 branches, or we can pay you by bank transfer, whichever you prefer.

You can enquire online or call us with all your questions about our standard 18 month personal loan before arranging an appointment at your nearest branch. Better still, you can pop in without an appointment to your local branch where you could have the money on the same day after we have successfully assessed your ability to repay the loan based on your disposable income.

  • Be aged 21 and older
  • Be permanently employed (no agency, part time or self-employed)
  • Able to provide proof of address, proof of income (last 3 months)   – and –
  • Able to provide photographic ID (passport, photocard driving license or CIS card).

Unlike many other lenders, Simple Fast Loans will consider you for a loan even with a CCJ or bad credit history. Whilst all loans are subject to eligibility and affordability criteria, we treat each case on its own merit.

So, if you need an 18 month personal loan then why not contact us today and see how we can help!