How to choose the best personal loan options for you!

Overview of the personal loan options from Simple Fast Loans…

Let’s face it: there are times when we all need a bit of extra money. Whether it’s to consolidate existing finances – for example pay off loans and debts – undertake some urgent home repairs, sort our car out or fund a special family celebration … there is never quite enough to go round. Our recent article on Top Reasons for Needing Next Day Cash outlines some of the many demands on our finances that can tip us to breaking point.

At times like these it may be worth considering one of the many personal loan options available on the market. There are many different offerings around, and it can be difficult to work out which is a better deal for you. Simple Fast Loans offers two clear personal loan options:

Standard Personal Loan:
With our Standard 18 month personal loan you are able to borrow between £250 and £1,000 (£500 for first time customers). There are no fees for setting up the loan and you can make repayments on a monthly or weekly basis. You can settle at any point.

The 18 month personal loan is available both to tenants and homeowners. You will be subject to a credit check but may still be eligible even if you have a poor credit history or even a CCJ. At Simple Fast Loans we know how devastating this can be – see our previous article on about Cash Loans for Bad Credit. We treat each case on its own merit. All we ask is that you are:

  • Aged 21 or above
  • Permanently employed
  • Able to provide photographic ID, proof of address and proof of last 3 months income

Premier Personal Loans:
Our Premier personal credit loan is an unsecured personal loan that is available to homeowners only. With our Premier personal credit loan you can borrow between £250 and £5,000 and repay it back over flexible terms of 18, 24 or 36 months. Repayments can be made on a monthly, fortnightly or weekly basis: there are no set up fees and no penalty for early repayment.

As with the standard 18 month personal loan, we consider all applications on their own merit, even in cases of poor credit history or CCJ. Our decision-making process is based on current affordability rather than past mistakes.

To qualify for a Premier personal credit loan you need to be:

  • Aged 18 or above
  • Own your own property
  • Able to provide photographic ID, proof of address and proof of last 3 months income

For both the above personal loan options you can work out how much you can afford to borrow by using our free online loan calculator.

For both personal loan options we do our very best to make the process as simple and straightforward as possible. We understand the frustrations that people have at the endless hoops you seem to have to jump through just to get a loan! See our article on “Can I Get a Loan If…“. We pride ourselves on our customer service and aim to help everyone that we can – subject to eligibility & affordability criteria – even if you have been denied credit elsewhere.

If you are looking for personal loan options that you can trust then why not get in touch with us? You can apply online or give us a call; you’ll be glad you did!