Can I Get A Loan & Other FAQs

We have listed a selection of frequently asked questions received from our customers, from “can I get a loan?” to “how much can I borrow?” and everything in between. Simply click on the question to find out the answer!

To be eligible to apply for a Simple Fast Loan, you must:

  • Be at least 21 years old,
  • Be a UK resident
  • Have a UK bank account, debit card    –and–
  • Have a mobile phone.

The fastest way to apply for one of our standard personal loans is to apply online. We provide online decisions and money within 60 minutes (once application approved).

You need to be at least 21 years’ old, currently in employment with a regular income & resident in the UK with a UK bank account.

With our personal loans you could borrow from £250 to £1,000. For first time customers applying for our standard 18 month personal loan we lend up to £500 (subject to eligibility and affordability).

We aim to transfer the money within 60 mins after you have been approved within our office opening hours: Monday to Friday: 8am to 8pm and Saturday: 8am to 4pm.

You can choose monthly, fortnightly or weekly instalment loans.

We appreciate that circumstances can change. If you do suffer a change in circumstances you should get in touch with us immediately. We will do everything we can to work with you to find a solution.

As a responsible lender we do undertake credit checks to establish if the loan is suitable for our customers, and to help us assess affordability.

Head Office is open from 8am-8pm, Monday to Friday and 8am-4pm on Saturday. Our stores are open 9.30am-5.30pm, Monday-Friday and 10am-3pm on Saturdays.

We are a direct lender, not a broker We do not charge any set up or early repayment fees.